“We are proud to treat all of our customers like the neighbors that they are. Join us for the next century of friendly service.”

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Satisfaction percentages are taken from our last independent customer satisfaction survey.

WE GO WHERE YOU GO

First State Bank offers convenient mobile and online banking services including person-to-person payments, mobile deposits, text alerts and more.

WE'RE READY TO SERVE YOU

First State Bank values our neighbors and the communities we serve, which is why our bankers work so hard to ensure each customer is satisfied with their banking experience.

WE'RE HERE FOR YOU

With twelve conveniently located branches in North Texas, First State Bank is readily equipped to provide exceptional banking services and a friendly, personal experience.

We make changing banks simple.

Ready To Switch?

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12 Convenient
North Texas Locations.

Denton County

Denton – South Branch

3190 Teasley Ln Denton, TX 76205

Denton – Downtown Branch

400 W. Oak St. Denton, TX 76201

Denton – Loop 288 Branch

1696 S. Loop 288 Denton, TX 76205

Denton – Rayzor Ranch Branch

2430 W. University Dr. Denton, TX 76201

Roanoke Branch

211 S Oak St. Roanoke, TX 76262

Cooke County

Gainesville – Main Branch
801 E. California St. Gainesville, TX 76240
Gainesville – Hwy 82 Branch

808 E. Hwy 82 Gainesville, TX 76240

Lake Kiowa Branch

6586 FM 902 Gainesville, TX 76240

Valley View Branch

101 S. Frontage Rd. Valley View, TX 76272

Muenster Branch

519 E. Division St. Muenster, TX 76252

Wise County

Decatur Branch

661 W. Thompson St. Decatur, TX 76234

Montague County

Saint Jo Branch

108 E. Howell St. Saint Jo, TX 76265

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We make changing banks easy, talk to one of our friendly bankers to get started on the process today.

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We Treat Our Customers Like Neighbors

Been doing business here at FSB since 1984. Love this bank. All the personnel are so friendly.

Ann MendozaFacebook Review

Great place to do business. Thanks to Kelly Corbett for helping get my account set up.

Novella RossonFacebook Review

I just closed on my land loan with the Roanoke Branch. It was, hands down the best, stress free, pleasant experience I have ever had banking.

Sam KimbroFacebook Review

Wonderful Bank! I have been with them for at least 12 years. They are always very helpful and have the kindest employees.

Mayra SantanaGoogle Review

Reward Checking

$ 0

Monthly Fee
  • Earn .60% APY* (on balances up to $20,000 monthly)*
  • REFUNDS NATIONWIDE ATM FEES*
  • A VISA DEBIT CARD
  • ONLINE BANKING & BILL PAY
  • FSB MOBILE BANKING APP
  • MOBILE DEPOSIT
  • ACCOUNT SECURITY WITH SPYLINK (UPON ENROLLMENT)
  • DEPOSITS TO CHECKING AND SAVINGS
  • CASH WITHDRAWALS FROM YOUR ACCOUNT
  • BALANCE INQUIRIES
  • MONEY TRANSFERS TO CHECKING AND SAVINGS
  • $10.00 PRINTED STATEMENT FEE WAIVED IF ENROLLED IN E-STATEMENTS

Reward Checking 2Best Rate

$ 0

Monthly Fee
  • Earn 1.10% APY*** (on balances up to $20,000 monthly)*
  • REFUNDS NATIONWIDE ATM FEES*
  • A VISA DEBIT CARD
  • ONLINE BANKING & BILL PAY
  • FSB MOBILE BANKING APP
  • MOBILE DEPOSIT
  • ACCOUNT SECURITY WITH SPYLINK (UPON ENROLLMENT)
  • DEPOSITS TO CHECKING AND SAVINGS
  • CASH WITHDRAWALS FROM YOUR ACCOUNT
  • BALANCE INQUIRIES
  • MONEY TRANSFERS TO CHECKING AND SAVINGS
  • $10.00 PRINTED STATEMENT FEE WAIVED IF ENROLLED IN E-STATEMENTS

First Choice Checking

$ 0

Monthly Fee
  • NO MONTHLY MAINTENANCE FEES
  • A VISA DEBIT CARD
  • ONLINE BANKING & BILL PAY
  • FSB MOBILE BANKING APP
  • MOBILE DEPOSIT
  • ACCOUNT SECURITY WITH SPYLINK (UPON ENROLLMENT)
  • DEPOSITS TO CHECKING AND SAVINGS
  • CASH WITHDRAWALS FROM YOUR ACCOUNT
  • BALANCE INQUIRIES
  • MONEY TRANSFERS TO CHECKING AND SAVINGS
  • $5.00 PRINTED STATEMENT FEE WAIVED IF ENROLLED IN E-STATEMENTS
We Offer a Variety of Checking and Savings Accounts

Bank Stronger. Bank Better.

Start Being Satisfied With Your Bank.

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Limit one account per person. A valid email is required.

*First State Bank will refund up to $25 per qualification period.

**Must have 10 Visa debit card transactions post and clear per qualification period—ATM withdrawals excluded.

*View our current Reward Checking interest rates here.

***Must have 20 Visa debit card transactions post and clear per qualification period—ATM withdrawals excluded.

To receive benefits of a First State Bank Reward2 Checking account, all you have to do is:

  • USE YOUR BANK-ISSUED VISA DEBIT CARD***
  • SET UP DIRECT DEPOSIT
  • MAKE ONE ACH PAYMENT PER MONTH
  • RECEIVE YOUR STATEMENTS VIA EMAIL